How to Transfer Money to India

Follow these step-by-step instructions to use Online Banking Transfers.

You must first register with HDFC Bank Quickremit. If you are already a registered user of Quickremit

then:

• Login with your Quickremit User ID and Password.
• Click on Send Money or Quickremit Now
• Select an existing receiver (beneficiary) from your list or add a new beneficiary
• Select an existing Bank Account from your list or add a new Bank Account from where you will initiate online fund transfer.
• Select the appropriate amount in applicable currency for indicative exchange rate or fixed exchange rate.
• On submitting these details, the applicable exchange rate for your transfer and the amount in local currency that you need to transfer from your local bank account will be displayed
• Preview and confirm, if all details are correct
• Once confirmed and submitted, you will be provided with a unique 10 digit Remitter Tracking Reference Number (RTRN)
• Please follow the below applicable instructions for completing your transaction

1. Log on to the Internet banking application of your bank
2. Go to the module that enables you to pay/transfer funds to a third party account - a third party account would be an account that is not your own account and is held with some other bank in Country.
3. In the module, do the following: 
1. Select your account from which you want to make the payment/ fund transfer.
2. Enter the receiving account details as follows:

For remitters in Singapore (for transfer in SGD):

Sending option – Bill Payment

Bank – DBS

Internet Banking Instruction

1. Initiate your Internet Banking Instruction by selecting DBS bank:

   Under DBS	Select Bill Payment
   For Credit To Biller	HDFC Bank

2. Mention the 10 digit Remittance Reference Number on the DBS Bill Payment starting with QR000.



For remitters in Australia (for transfer in AUD):

ONLINE BANK TRANSFER DETAILS
For Credit To		HDFC Bank
Correspondent Bank		Westpac Banking Corporation
BSB Code		035812
Account Number		Unique 9 digit account number will be displayed against each transaction.

For remitters in Canada(for transfer in CAD):

Sending option – Direct Debit Tranfer (Pre- Authorized Debit)

Before any Direct Debit transfer is processed, a mandatory one-time verification of the remitter’s local bank account is conducted. This ensures that the bank account exists & that the same person who is using our service to transfer money is also holder of the bank account.

The Direct Debit Sending Account Verification Process is as follows:

1. The customer enters his bank account details on the site that includes his bank name, account number, account holder name, Canada Bank’s Code & Transit code and account type (Savings/Checking).
2. A nominal test transaction is initiated (one debit and one credit of equal sub dollar values) into the customer’s bank account through the correspondent bank.
3. The customer is informed about this transaction via e-mail and is requested to log on to his net-banking account, check the debit/credit amount then log on to the site and post this amount therein.
4. If the amount posted by the customer on the website is correct, the customer’s account is made active for use (direct debit) and the customer can send money online.
3. Enter the Tracking Number in the field provided for "Message to recipient" or "Purpose of payment" or "Payment Reference".
   Please note that unless we receive the complete Tracking Number with your funds, we will not be able to process your transaction. So check with your bank (or on your bank's Web site) about which field to use in order to send a personalised message to the recipient.
4. Enter the amount to be transferred (Same as the amount confirmed on the Quickremit website)
4. Confirm the third party payment/ fund transfer, to complete the money transfer request. After completing the transfer request, you will get transaction reference number from your bank that need to be updated on Quickremit. You can use the Status Tracker facility (on Quickremit) anytime, to check the status of your transaction.

Once the clear funds are available to HDFC Bank corre spondent bank account for processing, on or before the validity date provided, with complete and correct details, HDFC Bank will convert the funds into INR at the exchange rate and disburse the specified rupee amount (as requested by you at transaction request initiation) to your beneficiary / receiver in India.  

IMPORTANT: Please note that only if the funds are received by us on Working Day 0, before the clearing cut-off time, these funds will then be typically available for processing on the next working day.